" Why a Housing Double Dip Could Kill the Recovery "

At a bargain-basement auction of foreclosed homes held on Jan. 29 in a New York City Sheraton hotel, one of the music tracks that played as bidders prepared to pounce on distressed properties was James Brown's "Living in America."
It was either a major planning blunder or a brilliant thematic choice. Either way, the song's lyrics ("everybody's working overtime ...") were a strangely fitting sound track to a new American reality: while corporate profits rise and economic growth returns, the housing market is only getting worse.

The latest figures from the Case-Shiller home-price index, showing a fifth straight month of price decreases — including major drops in cities such as Boston, Washington, Las Vegas and Dallas — have economists worried that we may be headed for a double dip in the housing market this year, which could restrain the economic growth we're finally starting to see. And 2011 was supposed to be the year housing recovered; now, analysts are betting on anything from a 5% to 20% price decline.

A rising number of foreclosures, tied to persistently high unemployment, is smothering housing's rebound. According to the Mortgage Bankers Association, there are already 4.5 million homes in some stage of foreclosure. Some experts believe an additional 1.5 million may be added to the pile this year. With that kind of distressed inventory on the market, it could take four to five years for prices to come back up, according to Capital Economics senior U.S. economist Paul Dales.

What's particularly troubling is that data suggests a good number of those properties belong to lower-income, higher-risk borrowers who had already gotten a break on their mortgage payments via federal programs designed to reduce defaults. November data (the latest available) on these so-called modified loans showed that 45% of them had been canceled, meaning that the borrowers very likely redefaulted, even after the payments had been adjusted.

This is yet another example of the bifurcated nature of America's economic "recovery." The Fed can keep interest rates low to encourage lending, and the government can dole out tax breaks to encourage spending, but as Dales points out, "If you don't have a job, you aren't going to be able to pay your mortgage." Indeed, the biggest factor in mortgage defaults is unemployment — and as we all know by now, the unemployment rate is still unnaturally high for this point in a recovery, especially among vulnerable groups like minorities and those without college degrees.

Unfortunately, the trouble in the mortgage market contributes to the trouble with job creation. "Lower home prices don't help jobs, because they constrain consumer spending," notes Yale economist and housing expert Robert Shiller. Job growth is tied to spending, because without more expected sales, companies won't hire.
But people whose homes are decreasing in value won't spend; it's the wealth effect in reverse. So the poor housing market is holding back everything. Shiller, who just returned from the World Economic Forum in Davos, Switzerland, believes that the world leaders and policymakers who were there "don't really realize the extent of the suffering that's occurring. They are too insulated. But it's a vicious cycle that can make people feel worthless."

Don't get too comfortable if you live in an area that hasn't suffered big price cuts, because the problem could spread in the coming months. The latest numbers indicate that the lower end of the housing market is seeing the sharpest declines. But those declines could well drag down the value of higher-priced properties. Given that U.S. households still keep about a quarter of their wealth in property, the implications for consumer spending are sobering. "More than keeping interest rates low, the best thing that Washington could do for the housing market is to try and create some jobs — quickly," says Dales.

In lieu of that, policymakers might also get more creative about how mortgages are structured. In his 2008 book, The Subprime Solution, Shiller suggested a drastic fix to the current problem — a continuously changing mortgage balance that would be reset periodically based on both home prices and unemployment.
Thus, mortgages would reflect ongoing economic reality, and banks would have to keep lending. Meanwhile, to help banks cope with the risk involved, a market would be created to let them trade home-price futures, rather than splicing and dicing baskets of high-risk mortgages and then passing the risk on to investors. (A small market of this kind already exists at the Chicago Mercantile Exchange.) "We need to be creative.
It's all about democratizing finance and bringing more of the benefits of it to individual consumers," says Shiller. These and other housing-market reform ideas were deemed too radical when the crisis began. As it is now, they might not be radical enough.
(Source: http://www.time.com/time/business/article/0,8599,2045854,00.html)

Earth Day 2011: Five Ways to Help the Environment From Home

In honor of Earth Day this Friday, April 22, we're offering up a few tips on how to be more green at home and in your community. There are many ways, both small and large, to be more environmentally friendly from home. Here's a grab bag of our top five:

1. Recycle
Waste Management has made it easy to do curbside recycling in Arcadia. Items that are accepted for recycling are paper products, including computer paper, catalogs, junk mail, copier paper, phone books, grocery bags, gift wrap and envelops, even if they have “windows”; cardboard, including food packaging such as cereal boxes, cake-mix boxes, frozen food boxes, egg cartons and soda/beer carriers; all beverage containers marked “CA Redemption Value” or “CA Cash Refund”; plastic containers labeled #1-#7; aluminum and tin cans, liquor bottles, empty aerosol cans, pie tins, glass jars and bottles. See the full list here. Just drop the recyclables in the blue bin and put it on the curb on trash day.

2. Replace light bulbs
Buy some compact florescent light bulbs (CFLs) to replace your incandescents when they burn out, or if you're feeling really "green," save some energy and replace them all now. They last a lot longer and save quite a bit on the energy bill overtime.

3. Install a low-flow showerhead
Low-flow showerheads cut down on the amount of water coming out when you shower, but you really can't tell the difference, except for a lighter water bill! They pay for themselves quickly.

4. Ditch your dryer
We pay a lot of hidden taxes for the wonderful sun that we get all year long, why not put some of that instant solar power to work and reap the reward of sun-fresh clothes. The dryer takes a lot of energy to run, so start out trying half-time loads, hanging the clothes out to dry when they're damp, then eventually go all the way and ditch that dryer.

5. Compost
According to the Environmental Defense Fund, 18 percent of the waste in an average U.S. household comes from the yard and garden, a huge amount of mostly bio-waste that can be returned to the garden.

The composting process essentially involves setting aside certain types of organic waste apart from normal trash and collecting it in a composting bin somewhere outside, where it decomposes and becomes a nutrient-rich soil additive or fertilizer.

Not only does this reduce waste in the dumps, it reduces the energy spent to take it there, can save you money on soil and fertilizer, reduces the use of chemical fertilizers, and plants love it!

A lot of kitchen waste (except meats, oils and bones) and most yard waste (except seeds, roots and large branches) can be used. To see a full list of what can be composted, go here, or read the Homeowner's Guide to Composting for even more details.

The City of Arcadia offers 3 x 2 foot compost bins for $30.00. Compost bins with worms can also be purchased for $65.00.

The City of Arcadia's Web site has a very infomative section on recycling, composting and disposing of e-waste that you can view by clicking here.
(Source: http://arcadia.patch.com/articles/earth-day-2011-five-ways-to-help-the-environment-from-home)

Top 10 Business Predictions for 2011

Michael Friedenberg, president and CEO of IDG Enterprise, offers up what he thinks will be the top ten trends in the IT community in 2011.
CIO — It’s the time of year for bold and brazen predictions, so I’m jumping on the bandwagon with my forecast of the Top 10 trends, priorities and events of 2011:

10. Social media will keep dominating the business conversation, following the same evolution e-commerce did as it became e-business. Soon we’ll just call it “social business.”

9. The CIO-CMO relationship will change for the better, growing closer and more collaborative. Instead of confrontational relationships, CIOs and CMOs will find common ground around customer engagement.

8. Cloud will move from an overhyped theory to an adopted practice in mainstream business. Private, public or hybrid clouds, when applied to the right business need, will be game-changing in some industries.

7. Mobile moves aggressively into the data and applications arena as enterprises leverage these devices to empower the workforce, speed decision making and grow top-line revenue.

6. Real-time analytics will define and drive the real-time organization. As analytics is layered onto the megatrends of cloud, mobile and social, its capacity to create real-time businesses becomes closer than it appears.

5. Security breaches will hit an all-time high as data keeps getting pushed beyond the enterprise walls.

4. A battle will break out between IT and the lines of business over who really owns the user interface. Who will own that “last mile” to the customer?

3. CIOs will continue evolving beyond an operational focus, spending more time transforming business processes and setting strategy.

2. Vendor consolidations will cause major support issues at your organizations and IT vendors will need to reinforce and extend their commitments to you.

1. CIO turnover will increase if businesses can’t scale. More of your energies will be spent reducing cycle times and helping your organizations increase revenue instead of cutting costs.

So, what did I miss? What are you seeing that I’m not? I welcome your thoughts, as always, and thank you for being a loyal reader of CIO.
Onward to 2011!
(Source: http://always10.blogspot.com/2011/03/top-ten-business-predictions-for-2011.html)

Serena Williams at the Beach

Serena Williams enjoys some downtime at South Beach

Absolute Financial Freedom

Before discussing how everyone can become rich, we must agree in advance about the definition of rich. Rich is relative. Some people feel rich when it has ten million dollars. Some people do not feel rich already have money even ten billion dollars. According to Forbes magazine rich people are those who have income of at least 1 million American dollars a year.

Robert T. Kiyosaki has another opinion. He quotes from Buckminster Fuller and his teacher says that the rich are not measured by how much active income. People called rich if its passive income is greater than the cost of living. The definition of passive income here is the money coming without having to work.

As an illustration exemplified Mike Tyson. He earns U.S. $ 300 million while boxing, but in 2004 he was declared bankrupt and still have a debt of U.S. $ 35 million. Therefore, Mike Tyson is not classified as rich. Included also in the category of people who are not rich are people who have an income of U.S. $ 1 million a year but the expenditure of U.S. $ 1.2 million a year.

Anthony Robbins has another opinion. For him there are 6 steps people can be called rich:

1) Financial Protection

a financial situation where we have enough money to meet the minimum monthly expenses for 2 months to 24 months without working

2) Financial Security

a financial situation where we have invested a lot of relatively safe, and results can meet these needs without having to work again, unless we choose to work. Requirements are:

1. Installment home
2. The cost of meals
3. Electricity, gas and water
4. Transportation
5. Insurance
6. Taxes (eg property tax)

3) Financial Vitality
a financial condition where we achieved quite a lot of investment is relatively safe, and the results are not only able to make ends meet on the level of Financial Security, but also can meet the following requirements without having to work, unless we choose to work.

Requirements are:

1. child education
2. amusement or entertainment needs (at least 50% of which we enjoy today)
3. buying new clothes or one of two luxury goods that make sense.

4) Financial Independence

a financial condition where we achieved quite a lot of investment is relatively safe, and the results are sufficient for us to live exactly the lifestyle that now, without having to work again for the rest of our lives. In other words we are free not to work.

5) Financial Freedom
is a financial condition where we achieved quite a lot of investment is relatively safe, and the results are sufficient for us to live the lifestyle we want

6) Absolute Financial Freedom
a financial condition where we achieved quite a lot of investment is relatively safe, and therefore we are confident that we can make real whatever we want, wherever we want, with whomever we want, as much and as long as we want.

Planning a Family Ski Vacation

It’s time to plan the family vacation – and everyone wants to go skiing. Don’t worry, skiing isn’t as expensive as you might think, and there are numerous resorts that cater to families, offering a
variety of packages designed to save you money. The problem will be choosing the destination.

Most ski resorts have websites. Start the planning process by accessing these websites to determine where you and your family might want to go for your family ski vacation. There are many different things to look for when choosing a resort. The absolute most important thing to look for is a ski school if someone in your family will need instruction.

While most resorts do have ski schools, some don’t. Don’t make the mistake of choosing a destination where one or more of your family members won’t have fun, simply because they don’t know how to ski.

Next, take a look at the slopes, lifts, and trails. You want to make sure that the resort has something to offer everyone in your family. If the resort only caters to beginners, an expert skier will become quickly bored. If you have a snowboarder in your group, and there is no snowboarding park or terrain, that snowboarder will not be happy. There are resorts that serve all winter sports – so make sure that your families interests are covered.

Lodging is the next thing to look at. You want to be comfortable, so where you will sleep at night matters a great deal. In most cases, there is a hotel right at the base of the slopes – but this isn’t necessarily the best or most affordable place to stay. Find out what your lodging options are for the area, and choose the one that is right for your family and your budget.

If you will be staying farther away from the slopes, make sure that there is transportation to and from the slopes each day!

Your family will have many more interests that you will need to search for before deciding on a particular destination and resort. Some of those interests may be dog sledding, sleigh rides, snowmobiling, snowshoeing, or horseback riding. Resorts do offer these activities, but some don’t – so be sure to ask about the winter activities, as well as the planned events during the time that you will be at the resort. This will help you plan a ski vacation that your family will enjoy and remember for the rest of their lives. hopefully useful!

History of Palm Sunday: How it starts Holy Week

The week we now call Holy Week, started with Palm Sunday. Why was this week so important that three of the gospel writers (Matthew, Mark, and Luke) devote a full third of their contents to reporting this week, and The Fourth Gospel (John) dedicates its entire last half? Jerusalem, which had a normal population of about 50,000 at this time, had at least tripled in size because of the influx of pilgrims celebrating the Jewish holiday Passover.

Early Sunday morning Jesus made his baldly public entry into the city. This was the end of all privacy and safety, and the beginning of what would be an inevitable collision course with the religious and political authorities. Crowds began to gather to see the rabbi from Galilee. The procession began accompanied by shouting and singing from the throngs as they threw down their garments on the pathway to cushion his ride – an Oriental custom still observed on occasions – as well as palm fronds, the symbol of triumph.

The Old Testament prophet Zechariah had foretold the arrival of the Messianic king in Jerusalem via the humble conveyance of a colt. Here the crowd hailed Jesus as “the son of David”, a loaded name used at a loaded time. The priestly establishment was understandably disturbed, as the palm was the national emblem of an independent Palestine. These were Jewish flags. What if Jesus should claim to be the heir of King David?

Recent archeological excavations have turned up Roman coins, which have the head of the Roman Emperor Tiberias (considered idolatrous to the Jewish subjects) but overstamped with a palm.

The “conspiracy” against Jesus had been building for at least 3 years, and the sources record seven instances of official plotting against him, two efforts at arrest, and three assassination attempts before this time. This intrigue was no spur of the moment idea. A formal decision to arrest Jesus had in fact been made several months earlier.

The Jewish religious officials were afraid that if Jesus were to continue performing his signs, he would win over the people and the Romans would come in and destroy the Temple and nation. According to legal custom at that time, a court crier had to announce publicly or post an official “wanted” handbill in the larger towns of Judea about forty days prior to a trial. Small wonder that there was some debate over whether Jesus would dare appear in Jerusalem for the next Passover. This discussion ended abruptly on Palm Sunday.

There were political reasons for dealing with Jesus. There had been a dozen uprisings in Palestine in the previous 100 years, most of them subdued by Roman force. Another Messianic rebellion under Jesus would only shatter the precarious balance of authority, break Rome’s patience, and might lead to direct occupation by Roman legions.

Religiously, Jesus was a dangerous item. The people were hailing the Teacher from Galilee as something more than a man, and Jesus was not denying or blunting this blasphemous adulation. Personally, the Pharisees had been bested by Jesus in public debate, being called vipers, whitewashed tombs, and devourers of widow’s houses.

Humiliated, they would be only too happy to conspire with the scribes, elders, and chief priests. There were economic motives for opposing Jesus as well. Seeing the commercialization of the Temple, Jesus had driven the dealers and animals out, as well as turning over the tables of the moneychangers causing a major disruption in business. There were many reasons for dealing with Jesus.
(Source: http://billpetro.com/history-of-palm-sunday)

The Statue of Liberty

The National Parks Service has reopened Liberty Island to visitors
but access to the statue and pedestal will remain closed until further notice.
Next to the flag, it's America's most famous symbol for freedom an icon for the immigrant, Liberty Enlightening the World as it is officially titled is familiarly just the Statue of Liberty.

Join us on this PhotoTour as we go from lower Manhattan to Liberty's crown! All while picking up a little history along the way.
We begin here in Battery Park on the tip of Manhattan at this circular fortress called Castle Clinton. Built in 1811 to defend against British attacks, it now serves as the ticket and information center for the Statue of Liberty and Ellis Island ferry rides.

Here inside Castle Clinton, the circular structure to your right houses the ticket booth. Visiting the statue does not require an admission fee. This ticket is for the ferry which is the only way to get to the island.
Currently, the ferry fee is $10 adults, $8 seniors, $4 children (4-12) and free for children under 4. Passing through Castle Clinton takes us to the water's edge where you wait on line for the ferry. There's no cover out there and it gets quite hot in the summer so bring your sunscreen!
Why is that guy standing up there?

He's telling you to get ready for the show!
For several years, these acrobatic entrepreneurs have been entertaining the lines of tourists with their amazing flipping feats.

They do request donations afterward and if you liked their show, why not give them a dollar from your group? These guys sure work for it!

The Statue of Liberty & Ellis Island ferries run about every 20 to 30 minutes beginning at 9:15 am. If you are planning to include this in your itinerary, try to do it earlier, especially in the summer months. You'll find the crowds to be smaller giving you more time to spend here or elsewhere.

Boarding the ferry, there are 3 levels to it. If you're into taking photos or home video. Try and be on the right side of the boat leaving and the left side coming back. This will put you on the direction of the statue as you approach it.

If you wish to just sit back, relax and enjoy the ride, head up top and grab a bench. There is seating below, too, but if it's a nice day, why not enjoy it!

Although you won't be seeing this dramatic image any longer, you get an idea of the great Manhattan vista as you head to Liberty Island.

Facing the opposite direction, everyone is anticipating that first close-up look at this famous statue seen in everything from history books to movies and television to all kinds of advertising.

No matter where in the world you are from, you're sure to have seen the Statue of Liberty at some point.

Here she is, the Statue of Liberty!

Since 1886 she has stood proudly in New York Harbor. A gift from "the French people to the American people," master sculptor Frederic-Auguste Bartholdi had originally envisioned this to be a new Wonder of the World to mark Egypt's Suez Canal. After history and politics got in the way, Bartholdi looked to America and saw the perfect gift to celebrate America's Centennial.

Liberty Island, until 1956, was called Bedloe's Island. When you debark the ferry, you'll walk past the concession building and towards a circular area with a flagpole in the center. Facing right, this is the magnificent view you'll see. Now, you could just take time to walk around the island but we're going right to the statue and get to the top!

Wow! Look at these lines! 2 lines form at either side and snake around to the front entrance. You have to wait on this line to climb the statue but not if you just want to take the elevator to the top of the pedestal.

Upon entering the base, you'll immediately notice this torch. It was the original which was replaced during the statue's major renovation in the 1980's. This base also redesigned at that time serves as the museum.
We'll visit that on our way down.

We start our ascent inside the pedestal. A staircase wraps it's way along the sides while an elevator is located in the center.

The elevator takes people to the top of the pedestal which has exits to outside platforms on several levels. This is best for people who may have trouble climbing or for people who do not want to wait on the long line.

We've made it past the first stage!
Now comes the tricky part. This corkscrew is a double staircase and you've got to watch your footing when you slowly climb on these small, triangular steps. It's definitely a good idea to wear sneakers or rubber-soled shoes on this excursion.

Look around at the fantastic iron skeleton which holds together the 100 tons of copper sheeting. Does it remind you of another famous large metal structure?

It was designed by Alexandre Gustave Eiffel, famous for his Tower which a few people have seen in Paris!
Just a few more feet to go and we're at the top! You can really see the outline of the statue in the waves of hair at this part.
(Source: http://www.nyctourist.com/liberty1.htm)

Aphrodite Jones Addresses Questions of Anna Nicole Smith's Untimely Death!

Lily was a princess, she was fair-skinned and precious as a child. She did whatever she had to do; she had that certain flash every time she smiled. She`d come away from a broken home, had lots of strange affairs, with men in every walk of life who took her everywhere, but she`d never met anyone quite like the Jack of Hearts. -Lily, Rosemary and the Jack of Hearts "Bob Dylan"

True Crime with Aphrodite Jones on the Investigation Discovery Channel featured the life and career of Anna Nicole Smith last Thursday, and did a good job in answering the sticky questions about her troubling death on February 8, 2007. Specifically, Aphrodite addressed the controversy of whether Anna was responsible for her own destruction or was she enabled to death?

In order to answer this question, a biographical sketch of Anna Nicole`s life was provided, while not comprehensive, was necessary to show the forces at play in her life that may have contributed to her untimely demise. From what I could tell, the negative exceeded the positive, if the events of her life were placed on a balancing scale of the good, bad or, at times ugly.

First there`s Jim`s Krispy Fried Chicken in Mexia, then Wal-Mart, then GiGi`s Men`s Club, where she had the misfortune of meeting billionaire J. Howard Marshall. Anna`s pursuit of her desired inheritance in multiple courts of law, after the oil tycoon died (they had married in June of 1994), turned out to be the equivalent of the Greek myth of Tantalus grasping for grapes, but forever just out of reach.

I suspect this may have contributed to Anna`s spiraling out of control

prescription drug usage. The stress of making all these court appearances and being promised the money several times, only to have it taken away, must have had a catastrophic effect on Anna`s already vulnerable psychic makeup.

Nicole`s career as a show biz diva with a trashy shiek moniker pasted to it, must have contributed greatly to her dicey self-esteem. In turn, this may have fueled her abuse of prescription drugs, that were used as anodynes to cushion her disappointment at not making a smooth transition from Playboy Centerfold to legitimate Hollywood actress. And her erratic behavior, a very addictive behavior, was further manifested in her wild weight fluctuations and shopping spree rampages.

In this way of thinking, addiction to drugs is just one aspect of addiction, which comes in many colors. Anna must have had eating disorders and problems with managing money also. These bad habits should have been warning signs to those closest to her, that Anna was hooked on everything under the sun, that wasn`t nailed to the floor!

But given these obvious, very deep problems that Anna had with her marriages and her rise and fall career, the fact that she was a drug addict is a factual slap-in-the-face for me. Aphrodite Jones addresses the perplexing stance that Anna`s doctor, Sandeep Kamoor takes, with his rationalization of diagnosis given to Anna.

The most revealing part of the show was when Sandeep Kamoor talks with Aphrodite Jones and tells her he doesn`t believe Anna Nicole was an addict. Jones makes the comment these handlers just give their star clients what they want in order to stay on the payroll.

I was shocked by Kamoor`s attitude towards Anna, as if he was just giving her medication to treat a whole host of ailments. The doctor is in denial, but has gotten off in the courts, so he continues to spin this thread of fabrication, where toxic narcotics are given the euphemism of medication. This was the spin for Elvis as well.

This telling special clearly answers the question of whether the handlers of Nicole enabled her on an inevitable path of destruction. They saw a chronic drug addict, but averted their `professional eyes,` and proceeded to do absolutely nothing about it.

This includes Howard K. Stern and Anna`s psychiatrist, Dr. Khristine Eroshevitz, who actually wrote many of the prescriptions for drugs the pathologist found in Anna`s system during the autopsy.

Anna Nicole Smith`s life and death were as tragic as they come. If you carefully examine the sequence of events, that comprise her life, each one reduces her more and more, whittles her away, until you`re left with nothing.

Noone could equal her as a coroneted `Queen of the Tabloids,` except perhaps Jayne Mansfield, who eerily mirrors Anna in so many ways. By the time she splits for the Bahamas, the deal is already done. The overdose in Room 607 of the Hard Rock is practically an afterthought.

Drugs in Anna Nicole`s system at the time of her untimely death: the sedative chloral hydrate, and four benzodiazepines - Klonopin (Clonazepam), Ativan (Lorazepam), Serax (Oxazepam), and Valium (Diazepam). Furthermore, Benadryl (Diphenhydramine) and Topamax (Topiramate), which enhanced the sedative effect of the chloral hydrate.



(Source: http://thesop.org/story/20110409/aphrodite-jones-addresses-questions-of-anna-nicole-smiths-untimely-death.html)

Julius Caesar Quotes

Hence! Home, you idle creatures, get you home:
Is this a holiday?
Julius Caesar, 1. 1

You blocks, you stones, you worse than senseless things!
O you hard hearts, you cruel men of Rome.
Julius Caesar, 1. 1

Beware the ides of March.
Julius Caesar, 1. 2

I do lack some part
Of that quick spirit that is in Anthony.
Julius Caesar, 1. 2

Brutus, I do observe you now of late:
I have not from your eyes that gentleness
And show of love as I was wont to have:
You bear too stubborn and too strange a hand
Over your friend that loves you.
Julius Caesar, 1. 2

Poor Brutus, with himself at war,
Forgets the shows of love to other men.
Julius Caesar, 1. 2

Set honor in one eye and death i' the other
And I will look on both indifferently.
Julius Caesar, 1. 2

Well, honour is the subject of my story.
I cannot tell what you and other men
Think of this life; but, for my single self,
I had as lief not be as live to be
In awe of such a thing as I myself.
Julius Caesar, 1. 2

I was born free as Caesar; so were you:
We both have fed as well, and we can both
Endure the winter's cold as well as he.
Julius Caesar, 1. 2

He had a fever when he was in Spain,
And when the fit was on him, I did mark
How he did shake; 'tis true, this god did shake.
Julius Caesar, 1. 2

More Quotes Click here
(Source: http://www.allgreatquotes.com/shakespearequotes_julius_caesar.shtml)